We gave up our apartment in the South Western part of Singapore where we got very comfortable with the sights and familiar faces in the neighborhood.  The facilities were almost at our doorstep. The market, the hawker center, the Community Club, coffee shops and schools.  We could see the MRT (Mass Rapid Transit) track beyond the block next to ours. Out of our balcony, a beautiful view of greenery next to the canal beside the MRT.  Real estate prices were at rock bottom back then in 2005.

Our apartment block was almost 30 years old when the government slated it for major upgrading, and transformed it into a condominium style apartment.  Naturally the value appreciated and the expected demand created an opportunity for us to sell the unit and buy private housing.  It was a very difficult decision, especially when we wished for nothing less. 

It was scary to face all the hassle and uncertainty.  My husband and daughter were reluctant to give in.  Our budget was very tight, but we were lucky to get an experienced and caring real estate agent to handle the selling smoothly and another agent to process the purchase at the same time.  We held our breath.

Today, we are living further West, enjoying additional facilities, in a 10 year old condominium.  There is a swimming pool, the gym and a lush garden.  I can still see the MRT in the horizon.  We moved out of our comfort zone, and found another.

For the specific purpose of operating my Paypal account, I opened a checking account at the local bank, so that I can keep my business transactions separate from my personal transactions.  At the same time, I applied for a Debit Card.  I thought it would make good sense to use a debit card instead of my credit card for online shopping. 

My banker’s service was good.  Within two weeks, I got my debit card linked to this account. Also thanks to Alvin who gave me this blogging tip.